MORTGAGE PROBLEMS?

-WHAT MORTGAGE PROBLEMS ?

It is so pleasing when the media tend to wildly exaggerate anything these days but local firms provide us with the true and accurate position.

 Things aren’t half as bad as you would think in the mortgage market at Robinson Jackson who have long had a reputation for helping local people buy there first home when others were not inclined or equipped to help or advise.

For those in steady jobs with a good credit record its still quite possible through Robinson -Jackson to borrow up to 5 times your joint income with current rates of under 6% for 90% mortgages, and about 6.59% for up to 95% mortgages, which are still available with several major lenders (subject to status and valuation) who seem to have plenty of funds for capable homebuyers.

“With rents now rising ” commented Alan Robinson “now is surely the time for first time buyers to visit their local independent mortgage adviser to find out the real truth about mortgages. Even if they don’t buy now they will be able to find out what the costs are and how much they can borrow, which in many cases will allow them to buy now if they want to, rather than wasting money paying rent”

Peter Jackson added “We have asked all our mortgage advisers to be as helpful as possible to present and future first time buyers  as we realise the press may have convinced some that they cannot buy a home at present. We all know the benefits of home ownership and any short term slowdown in the housing market will give many a rare chance to buy some fantastic snips and bargains that are out there for the taking”

All branches of Robinson- Jackson are open till late 7 days a week and have an in house mortgage adviser with a computerised link to most major mortgage companies giving an up to date and accurate indication of the best deals available.

For more information visit Robinson-jackson.com or better still pop in and see us.

_{Your home may be repossessed if you do not keep up repayments on your mortgage or a loan secured on it. Mortgages are provided through a number of FSA authorised companies to which Robinson Jackson act as introducers.}