Part buy – part renting a home makes sense if you want to get on the property ladder with a limited budget. We aim to simplify the process, whether you’re buying or selling a shared ownership home. Our mortgage advisers can also help with financing options.
For friendly advice, contact us today.
Vince Hedges FNAEA – Head of Shared Ownership.
If you’ve been dreaming of owning your own home but are feeling overwhelmed by the thought of house prices, then shared ownership schemes might be the solution you’re looking for!
With a shared ownership scheme, you buy a share in a home and pay rent on the remaining part-owned by a housing association. Ultimately, this helps make homeownership more affordable.
By taking the shared ownership route, you'll step onto the property ladder and live in a place you can call home. By owning a share in the property, you'll also benefit from any appreciation in its value in the long term.
The mortgage process can be daunting, but our Independent Finance Advisers have experience in shared ownership purchases. They will advise you on the amount you can borrow, the deposit needed and the monthly mortgage payments. You will also need to consider the rent payable to the housing association. With an IFAs professional guidance, you will feel comfortable that you're not over-stretching your outgoings.
For more information please call 0203 960 1555 or email This email address is being protected from spambots. You need JavaScript enabled to view it.
Our experienced team makes selling a shared ownership property simple. We'll help you understand the process and guide you through every step. We provide the tools needed to sell your property quickly and at the best price possible.
The first thing you need to do when selling your shared ownership property is to inform your housing association. They will be able to tell you whether there are any restrictions on the sale of the property and how the proceeds from the sale will be distributed. We can be involved in the discussions to offer advice.
You can expect an uncompromised sales and marketing approach when using our services to sell your property. We will find a buyer to purchase your share in the property or, when viable, sell to the open market for the complete purchase of the property.
We take the sale of a customer's property seriously. Recognising our leading results and customer care, we proudly display the 'Best Estate Agent' award. We hope this public survey gives you the confidence to use our services.
Speak to an expert - 0203 960 1555 or email shared.ownership@robinson-jackson.com
Are you looking for someone to help sell your shared ownership properties?
If so, look no further than the Robinson Jackson Group. We've been helping private and corporate sellers since 1987 and work with many national housing associations.
We are the leading independent estate agency, offering our Shared Ownership services to Housing Associations and developers across London, Kent, Essex, Sussex, Surrey and Hertfordshire.
Our tailored solutions will help you find buyers for new build developments with shared ownership schemes as well as for re-sale properties where there is already a shared owner.
Are you responsible for finding buyers for shared ownership schemes? Whether new or re-sell properties, we are delighted to work with all housing associations.
Get in touch to tell us more about your requirements. Call 0203 960 1555 or email shared.ownership@robinson-jackson.com
Shared ownership is a scheme that allows buyers to purchase a share of a property, usually between 25% and 75%, with the remainder owned by a housing association. Buyers then pay rent on the share they don’t own.
To be eligible for shared ownership, you must be at least 18 years old, have a combined household income of less than £80,000 per year (or £90,000 in London), and cannot afford a suitable home on the open market.
You may need permission from the housing association before making any alterations to the property.
You are free to decorate your shared ownership home to your taste.
The buying process can take up to three months, but it may take longer if there are any issues with the mortgage or legal process.
Yes, you can sell your share in the property at any time. The housing association has the right to find a buyer for the property before you can sell it on the open market.
You can buy more shares in the property through a process called ‘staircasing’. This can be right up to 100% ownership and therefore reducing your rent to zero. You will need to get the property valued and pay for any legal fees and valuation costs.
Speak to an Independent Financial Adviser (IFA) with the specialist knowledge associated with part buy – part rent properties. If you and a partner are purchasing the property they will take into account your joint income when assessing your ability to cover a mortgage, the rent and any other charges.
The costs associated with shared ownership include a mortgage, rent on the portion of the property you don’t own, and service charges. You may also need to pay stamp duty and legal fees.
If you can't afford the rent or mortgage, contact the housing association as soon as possible. They may be able to offer you support or help you find a solution to your financial difficulties.
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